Time Barred Accounts

Did you know that just because the statute of limitations has passed on a debt does not mean collection efforts have to cease? A debt collector can call and send letters on a time barred account but they can not put it on your credit history nor can they take legal action.

Free advice website

I have a website where you can ask credit and collections questions at no charge.  The site is http://www.creditdoc.biz/.  This is a confidential site and no information will be given to a third party.  If I can not answer your question, I will try to find another site that can.